Commercial Lending
Changing the Way Chinese Financial Institutions Lend to SMEs
Seizing opportunities, reducing risk, building relationships.
Lending to small and micro businesses has long been a scary proposition for banks and other lending institutions in China. But Peak Fintech Group is changing that by using AI and analytics to help any lender virtually eliminate the risks associated with lending to small and micro businesses. Through its Cubeler Lending Hub ecosystem, Peak Fintech Group automates the process by which lenders find and qualify borrowers across several market verticals. These services allow banks and lenders to safely increase loan volumes, contributing to the efficiency of China’s commercial lending industry
The Peak FintechTM Group manages a commercial lending ecosystem of:
LENDERS
BROKERS
BORROWERS
Where transactions are conducted
securely and efficiently.
The Cubeler Lending Hub
Intelligent technology that alleviates risk.
An analytics and AI software platform, Cubeler Lending Hub is at the core of a commercial lending ecosystem that brings together SMEs, lenders, brokers, data providers and automated risk management capabilities for the purpose of making commercial lending more efficient and as a result, all the more profitable. SMEs are now handed opportunities from lenders they otherwise could not access. Lending and risk control operations are now increased, and faster for all parties involved. From finding qualified clients to submitting leads or marketing financial products, the platform does it all using a unique and intuitive process.


Institutions
Broker Reps
SMEs
Value
Data as of June 30, 2020
Subsidiaries






Asia Synergy Data Solutions
Manager of the Lending Hub ecosystem
Asia Synergy Information Technology
Manager of product procurement platform linked to Lending Hub
Asia Synergy Financial Capital
Lender and financial services provider
Jin Xiaoer
Manager of loan brokerage platform linked to Lending Hub
Asia Synergy Supply Chain Technology
Marketer of Lending Hub supply-chain related services
Asia Synergy Credit Solutions
Provider of credit outsourcing services to banks and lenders